I have consulted my optometrist last week because I lost my eye glasses in Boracay when I spent my one week vacation there. I search a good form of frame online and I come to a website which is called Zenni Optical. There are many types of there that you can choose. I chose a Frame number 9739 because it fits to my round face. The frame has different color so you can choose your favorite color for me I chose black/ red color. The good news about Zenni Optical is that they sell cheap eye glasses which are affordable to everyone not just for rich people.
Choose any of the Holiday frames that they have right now. If you do not have a reading glasses right now then order online using your credit card. The website of the company is very secured and no hacker can steal your credit card information. These cheap eye glasses are direct from the factory that is why they are affordable and yet durable.
I saw many celebrities are wearing these kind of eye glasses and I thought they are very expensive but when I visit the Zenni Optical for my frame I change my mind and bought one frame. These frames are actually a resemblance to those expensive frames which we could not afford to buy. So if you have not bought your eye glasses frame, buy now online. At Zenni Optical you can save money if you buy frames or eye glasses from them.
We have now the top 10 richest in the Philippines according to Forbes Magazine. Henry Sy ranked as the richest Filipino in 2008. Henry Sy is the owner of SM malls in the Philippines. Last year he was ranked as second richest Filipino in the Philippines. This 83 years old guy is also the owner of Banco De Oro Unibank in the Philippines. It is the second largest bank in the country. His assets is estimated to be US$1.7 Billion.
In the second position is Lucio Tan who was called by Imelda Marcos as "Magbobote". His asset went down due to global economic crisis. His asset includes Asia Brewery, Philippines Airlines, Fortune Tobacco and Hong Kong Property. His asset is worth US$1.5 Billion down by US$100 Million last year.
Here are the list of top 10 richest Filipino in the Philippines:
1. Henry Sy & family; US$3.1 billion
2. Lucio Tan & family; $1.5 billion
3. Jaime Zobel de Ayala & family; $1.2 billion
4. Andrew Tan; $700 million
5. Tony Tan Caktiong & family; $690 million
6. John Gokongwei Jr. & family; $680 million
7. Eduardo Cojuangco Jr.; $610 million
8. Enrique Razon Jr.; $525 million
9. George Ty & family; $435 million
10. Inigo & Mercedes Zobel; $430 million
Here is a way to develop a good relationship with the bank if you want to loan big amount of money from them. First, start borrowing a small amount like let say $1,000.00. Tell the bank how will you pay your loan whether it is monthly or every two weeks if you are into merchandising. Pay on time to please them and you will get their trust as you are a good payer. Even if they charged 13% interest that will be fine. Just put your money in investment that earns more than 13% or more. If you could not do that at least go for 8% or 10% interest. You lose only 3% which is small compared to the reputation that you are building with the bank.
After you are done with your first loan, make another loan again but this time make it double or ask them how much they are welling to give. Again do your duty religiously. Pay on time and make friends with the personnel in the bank especially to the manager. Be serious or professional with your transaction with the bank. Pay your loan monthly or what mode of payment you have agreed upon. If you can pay them in advance which I don't think you will do, much better.
After you have paid your second loan go for the third one but this time much bigger loan like $10,000.00 or more and do the process again. The important here is that you make a good relation to the bank. They earn money through loans, so they will also want to make deals with you as long as your a good payer period. Loan is the backbone of every bank without it they will not survive.
After you developed a good reputation to the bank that your a good payer, I am sure they will beg you to loan for more. This is a long process but it works.
