I found a website that will determine anyone of chances of becoming a millionaire. These questions are based on these Source: “The Millionaire Game,” in John S. Morton and Mark C. Schug, Financial Fitness for Life: Going for the Gold (New York: National Council on Economic Education, 2001). The answers to the test come primarily from two excellent sources: Dwight R. Lee, and Richard B. McKenzie, Getting Rich in America (New York: Harper Business, 1999), and Thomas J. Stanley and William D. Danko, The Millionaire Next Door (New York: Pocket Books, 1996).
Answer each question “True” or “False.” For each correct answer, you will receive five points. For each incorrect answer, you will lose five points. For any five questions, you may hold up the “Millionaire” sheet with your answer. If you answer correctly, you will receive ten points. If you answer incorrectly, you will lose ten points.
1. Most millionaires are college graduates.
2. Most millionaires work fewer than 40 hours a week.
3. More than half of all millionaires never received money from a trust fund or estate.
4. More millionaires have American Express Gold Cards than Sears cards.
5. More millionaires drive Fords than Cadillacs.
6. Most millionaires work in glamorous jobs, such as sports, entertainment, or high tech.
7. Most millionaires work for big Fortune 500 companies.
8. Many poor people become millionaires by winning the lottery.
9. College graduates earn about 65 percent more than high school graduates earn.
10. If an average 18-year-old high school graduate spends as much as an average high school dropout until both are 67 years old, but the high school graduate invests the difference in his or her earnings at 8 percent annual interest, the high school graduate would have $5,500,000.
11. Day traders usually beat the stock market and many of them become millionaires.
12. If you want to be a millionaire, avoid the risky stock market.
13. At age 18, you decide not to smoke and save $1.50 a day. You invest this $1.50 a day at 8 percent annual interest until you are 67. At age 67, your savings from not smoking are almost $300,000.
14. If you save $2,000 a year from age 22 to age 65 at 8 percent annual interest, your savings will be over $700,000 at age 65.
15. Single people are more often millionaires than married people.
To know the answers visit the website after you finish your answers.
There is a famous jewelry designer in Hollywood who is a daughter of a Filipino Pawnshop Owner. She designs not only clothes but jewelries too. Her grandfather who was of French nationality married a Filipino-Spanish breed and never returned to France but settled in central Philippines and created a pawnshop business and expanded it around the Philippines. Now they become very rich and diversify their business into real estates and mall.They accept Engagement Rings per order and if you want you can have your own design and let them do it.
Diamonds business is a Multi-billion business in the world. There is a will known brand but I will not mention it here, I know most of you knew it. If you are rich enough or have capital I would recommend you this kind of business. Pawnshop is what I meant. Imagine if the owner of the jewelry will not get their pawn! In this business there is no loss. This is a win always situation.
Jewelry Business especially diamonds is a good business. If I will have a capital in the future, I will have a business like this.
There are lot of ways to invest but which one is best or shall we say secured investment? As an OFW I will recommend lumber. I will give you a personal experience of this. My first job here in Saudi Arabia was finance by money coming from our lumber. My parents have a 10 hectares farm land but was not cultivated well due to the fact that my siblings have no interest in farming except one.
So there are lot of trees in it like Palcata, I don't know what is the other name for it, it looks like an Ipil-ipil tree but with white bark and in six years you can cut it down and sell it with good price. The other tree are Lawaan and Mahogany which are high class lumber and more expensive. Anyway other tree will do but right now palcata, Mahogany and rubber tree are the best. If you have extra money and you bought a farm which is idle or not used then it is better to fill it with trees.
Here are the advantages:
- The lumber right now is very expensive.
- If you have planted trees like two to five hectares, some Japanese will ask you for a contract to buy them in the future.
- You can ask for money loans in the bank using these trees as collateral.
- There is no need for a maintenance since they will grow even if there are bushes or grasses. You just need to clean the area if they are small like seedlings.
- It is hard for others to steal them in quantity because it needs a permit to cut trees now a today.
- You helped our environment by adding green. They are habitat to our fauna or animals which are vanishing.
- If you are business minded enough, you can invite people to rent your land for camping.
- You can prevent landslides and floods.
- If you are an OFW or working abroad, your money will not perish or your capital will not be wasted, in fact it will earn more than 10% guaranteed. Other business is not secured I tell you. They need your presence.
By the way my friend's trees are now worth more than P1 million. He just planted them and leave for Canada.
So if you plan to stay long working abroad, this is for you, sure money and without a headache.
The second semester is now approaching and I need to buy textbooks for my biology course. Good I found an online bookstore which sells many kind of books, DVD’s and CD’s and another bonus is that all of the books are sold with up to 40% discount. I found two books that I want to buy from this online store because I am thinking that I could use them in my thesis before graduation. AQA Biology As: Students Handbook is very important is very important for me as a student taking biology course. Biology is a course with broad topic so as a student I can open my book when I forget one topic like for example in Taxonomy.
I also found the Guinness Book of Records 2009 that I always followed year after year at uk books. I am an avid reader of this book since high school. It is very informative and fun to read. This is the only book that covers the extreme of everything like from less to best and from worst to best; everything is in Guinness Book of Records. Buy your copy now and enjoy the spectacular photos in each page. You can get it at 40% discount so you get a very big discount.
What are the jobs that will give you six-figure salary? All of us are dreaming to earn big bucks as an employee but we are not aware what are the best professions that has potential for big salary. Though the trend is changing from time to time you should know what are they. There are courses that become saturated from time to so timing is very important when it comes to taking this course. But there are some courses that will give you six-figure salary all the time because these courses are somewhat hard, dirty or not so popular.
Here are some jobs that will give you six-figure salary or big bucks:
1.0 Actuaries - They earned a mean of $95,450 last year 2007. Some are earning $145,000 and most of the 60% are working in insurance industry. They worked as pension planning strategist, life insurance advisers and investment strategist too. It means that if you want to work in this field, you need to be good in Math, and a financial savvy. You need to have a BS course either in math, business or Statistics.
Note: This job projection is at 24% from 2006 to 2016.
2.0 Dental Hygienists - Although not all are having a skyrocket six-figure, still many are earring high with mean of $60 thousand in 2007. The top end hygienists earn $90k last year.
Note: This is a fast growing in demand job with 30% increasing up to 2016.
3.0 Marketing Managers - People working on this kind of position earned a median of $104,000 in 2007. At the top end earned up to $150K. You can join this kind of job if you are associate or Bachelors' Degree in Business, Finance or Marketing but the best earner continue to study and pursuing MBA.
Note: This is a competitive field but there is a 12% demand up to 2016.
4.0 Computer Software Engineers - You can join this job if you are an associate or have a two years complete course. Starting salaries can reached $90k range. If you want to earn the top end salary of $130,850 in 2007 you need to be a Bachelor's Degree and on the job training and some professionals certificates.
Note: There is a 38% in career positions from 2006 to 2016.
5.0 Medical and Health Services Managers - The American Health Care will generates 3 million jobs from 2006 to 2016 the most of any industries. A bachelor's degree may provide a professional training but pursuing MBA is the best. It has a median of $76,990 in 2007. $133,580 in 2007.
Note: Excellent. Most job is in the hospitals. There is a 16% need of this professions until 2016.
6.0 Human Resources manager - This job has a mean annual earned of $97,710 in 2007. High end earning is up to $120,960.
Note: Solid. A 17% rise in career position is expected up to year 2016.
So if you are one of those people who want to earn six-figure salary then try to investigate these courses or career and change your career path now.
If you have an Online Business you need to make it sure that it is safe to shop there. Same with your local store you need to guard for theives so that you will not lost any items. In Online Business you need to do something for your shoppers so that they will return and trust your online store. It is very hard to build trust between you and the customers. In online store there are thieves too and they are called hackers. They will steal your customers credit card information and use it to buy anything online and of course your customers will pay for it. What if your customers limit in credit is $100 thousand? He will lost such money unaware. Trusted Internet sites are very important because customers are buying because they trust your online store. As I said it is very hard to build trust especially if it is online because your customers do not know you personally.
Melih Abdulhayoglu's blog will help you enligthen if you do not know how important it is to have a security in your online store or website. Buying a cheap SSL or secured socket layer will protect you and your customers from hackers. If you have that credibility your online business will prosper and you will gain more customers in the long run. The point is they are safe and secured when they buy. Customer service is another way of encouraging them.
Comodo is the best vendor when it comes to online security. They offer many technologies that are necessary for your online store at the right price.
Like in any other investment, the golden rule with wine spending is to pitch in only what you are prepared to lose. “You will find money in it, the trick is to find the right bottle. Go for a rare collectible, that’s what is sought after,” recommends WineDepot’s Joanna Gallent, tested investor as she is wine lover herself. On the distribution aspects, RJ Magtibay acknowledges that “the Philippines wine market is still very young.” Five more investment tips for prospective wine patrons:
1. Bets are best placed on traditional French wines and Australian pinfolds, which are high-end favorites. Look for good vintage, pedigree, and history of quality. Brands that have a following in the US and Europe are safe choices.
2. The simplest route to profit opportunity is to directly order from suppliers, and then sell or auction it for profit. A more guided and sure-footed approach though is to work with a “wine fund,” which would do the buying and selling for you.
3. Buy “premier” to get bottles at a considerably lower price. This means that you are pegging cash on wine while it is still fermenting in a barrel. If you deem it tolerable to wait for the product to ship from some far-and-away grape-growing region for up to two years or more, then consider this option.
4. Get yourself included in wine store’s privileged customers ring. Industry-insider notes are routinely fed to its members. In WineDepot, those who spent upwards of P25,000 in six month’s time are given this status. When limited (sometimes single issue for the whole Philippines!) magnums arrive, these customers are first to be informed.
5. Perhaps the rule of rules when you treat wine as investment is to not uncork it at all-how-ever tempted you are to get all wasted and drunk!
Do you dream of working as an attendant in the airline? There is a competent school that will help you achieve such dream. Aside from finishing your course they will also help you do a professional resume to help you land your dream job easily. The school also prepares you on how to handle rigid interview. Aside from that they will also teach you how to be confident and show a first impression that will lead to landing a job.
Finding a reputable flight attendant school is a must so that you will not waste your money by enrolling this course but could not land a job. If you have to study I think you should also consider how the school will help you after you finished schooling.
A flight attendant career is challenging yet rewarding because you will see the world and meet many people from day to day work. If you are adventurous and opt for challenging day to day situation then flight attendant is for you.
