Here is a way to develop a good relationship with the bank if you want to loan big amount of money from them. First, start borrowing a small amount like let say $1,000.00. Tell the bank how will you pay your loan whether it is monthly or every two weeks if you are into merchandising. Pay on time to please them and you will get their trust as you are a good payer. Even if they charged 13% interest that will be fine. Just put your money in investment that earns more than 13% or more. If you could not do that at least go for 8% or 10% interest. You lose only 3% which is small compared to the reputation that you are building with the bank.
After you are done with your first loan, make another loan again but this time make it double or ask them how much they are welling to give. Again do your duty religiously. Pay on time and make friends with the personnel in the bank especially to the manager. Be serious or professional with your transaction with the bank. Pay your loan monthly or what mode of payment you have agreed upon. If you can pay them in advance which I don't think you will do, much better.
After you have paid your second loan go for the third one but this time much bigger loan like $10,000.00 or more and do the process again. The important here is that you make a good relation to the bank. They earn money through loans, so they will also want to make deals with you as long as your a good payer period. Loan is the backbone of every bank without it they will not survive.
After you developed a good reputation to the bank that your a good payer, I am sure they will beg you to loan for more. This is a long process but it works.
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